Beat the Pensions Crisis

List of figures

Figure 1.1: Reducing your pension gap

Figure 2.1: Life expectancy at age 65

Figure 2.2: Historic interest rates

Figure 2.3: Types of pension

Figure 2.4: How much pensions really cost

Figure 5.1: How final salary calculations work

Figure 6.1: Reducing your pension gap

Figure 7.1: How annuities vary by age and gender

Figure 7.2: How annuities vary by options you choose

Figure 7.3: The cost of extending an annuity to a joint life

Figure 7.4: Annuity compared to investment returns

Figure 8.1: Different ways to think about retirement

Figure 8.2: Shopping around for annuity rates

Figure 9.1: Effect of deferring your state pension

Figure 10.1: How investing early generates ‘free’ pensions