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Introduction

There is a crisis in pensions today which affects the majority of people in the UK – and this probably includes you.

It’s a national crisis that will eventually change the way that our economy, and our whole society, works. You may have heard rumblings in the national press, but would struggle to say what specific impact it will have on your own future.

This book breaks through the complexity surrounding pensions to explain how the crisis affects you, personally, and describes the practical steps that you can take to deal with it.

In this short introductory chapter we start by providing a brief description of the pensions crisis and why it has come about. We set out our objectives for the book, and provide some guidance on how ...

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