9
Close to retirement (50s and 60s)
If you are in your 50s or 60s but have not yet retired, you should be taking a lot of interest in the pensions crisis. You have probably started thinking about planning for retirement and there is a good chance that you have a pension gap – but you still have time to do something about it. If you let things drift now you may be losing valuable opportunities to improve your situation.
The starting point is to get a rough idea of how big your pension gap is (see Chapter 6). If you have been in some form of final salary pension scheme and have stayed with the same employer for most of your career, your pension gap is likely to be small.
If, on the other hand, you are like most of the population and have changed ...
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