Manage Your Money and Investments with Microsoft® Excel

Chapter 7. Getting the Most From Your Credit Cards

IN THIS CHAPTER

• How Credit Cards Work

• Using Your Credit Cards Wisely

• How Much Will It Really Cost?

• Why Carrying a Balance Is to Be Avoided

• Paying Off Your Balance

• The Payoff Calculator

• Using a Credit Card for Cash Advances

It’s hard to believe that there was a time—and not all that long ago, either—when there were no credit cards. People paid by cash, check, or money order. In today’s connected, online world, it would be unthinkable for most people to get by without a credit card or two (or five or six!). Credit cards can indeed be a great convenience and can, if used properly, even save you money. But, as all too many people have discovered, these little pieces of plastic have a lot of potential ...