Index

Symbols

15-year fixed loan, 89

versus 30-year loan, 210

refinancing to, 203

30-year fixed loan, 88

versus 15-year loan, when refinancing, 210

5/1 ARM, 92

620 credit score, 22

7/1 ARM, 92

800 credit score, 37-38

A

accounts, freezing, 68

action ads (Internet), 231

adjustable rate loans, refinancing, 210

Adjusted Origination Charges, Good Faith Estimate new form, 162

administration fees, 117-118

adverse credit, loan approval, 177

advertised rates, deceptive practices, 232

aggregate calculations, 32

ancillary fees, 126

annual credit reports, credit scores, 23

annual percentage rate (APR), 7

anti-predatory laws, 5

application fees, 119-120, 158

appraisal fees, 121

Good Faith Estimate, 158

appraisal review fees, 126

appraisals, 84

free appraisal ...

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