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FT Guide to Pensions and Wealth in Retirement, 2nd Edition by Mr. John Greenwood

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16

Retirement savings not held in pensions

What topic is covered in this chapter?

Most people have some savings that are not held within pensions by the time they retire. ISAs, unit trusts, shares, cash on deposit, premium bonds and fixed-term bonds can all contribute to your retirement income.

With retirement stretching beyond 25 years for increasing numbers of people, inflation is a threat to your retirement wealth. Maintaining some exposure to the stock market through your non-pension savings is one way to make sure you keep pace with inflation.

When you come to retire it is crucial to get your money to work harder for you. Shopping around for the best value income-generating products is one way to boost your income. ...

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