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FT Guide to Pensions and Wealth in Retirement, 2nd Edition by Mr. John Greenwood

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5

Workplace schemes: money purchase

What topics are covered in this chapter?

Money purchase pensions are the fastest-growing type of retirement plan among UK employers. Companies that close down final salary pensions usually replace them with a money purchase scheme, usually with a lower level of contributions. Like personal pensions, they leave the individual exposed to the volatility of the stock market. How much pension you get depends on how much you and your employer contribute, how well your investments ...

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