Contents
Introduction to the Updated Edition
1 Why Your Credit Score Matters
How Your Credit Score Affects You
What It Costs Long Term to Have a Poor or Mediocre Credit Score
How Credit Scoring Came into Being
How Credit Use Has Changed over the Years
Consumer’s Fight for Truth About Credit Scores
Your Credit Report: The Building Blocks for Your Score
The Five Most Important Factors
3 VantageScore—A Revolution or Just More of the Same?
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