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You Only Live Once

Book Description

Get your finances in order with smart budgeting and money mindfulness

You Only Live Once is the guide to achieving your best life through smart money moves. Before you even begin making a budget, you need to think about why. Where do you see yourself financially in ten years? Five years? This time next year? What does money do for you? Once you know your destination, you can begin charting your course. Step-by-step guidance walks you through the budgeting process, and shows you how to plan your financial path to point toward your goals. You'll learn how to prioritize spending, how to save efficiently, and how to take advantage of simple tools you didn't know you had. Next comes the most important part: taking control. You need to really look at how you perceive and use money day-to-day. Chances are, changing a few habits could give you some breathing room and help you reach your goals sooner. 

You work hard for your money, yet there never seems to be enough. You don't need to live like a pauper, but you need to be truly aware of just where your money is going, and why. Financial awareness is the key to a financially secure future, and this book unpacks it all to help you get where you want to go.

  • Accept past decisions and articulate your financial goals
  • Align your lifestyle with your budget
  • Explore your relationship with money
  • Re-evaluate financial habits and behaviors

You know you need a budget, but you never seem to get around to doing it. Or maybe you did, but you can never seem to stick to it. Smart planning is a major factor in financial security, and it involves just as much introspection as math. You Only Live Once is more than a budgeting guide—it's a guide to revamping your financial behaviors to achieve the life you want.

Table of Contents

  1. Preface
  2. Acknowledgments
  3. About the Author
  4. Introduction
  5. Part I: On the Road to Financial Wellness
    1. Chapter 1: Are You Living YOLO?
      1. The Millennial Experience
      2. The YOLO Mindset
    2. Chapter 2: Financial Education and Living Your Dream Lifestyle
      1. What Is Financial Education?
      2. The ACT Process
  6. Part II: Awareness
    1. Chapter 3: Know Where You’re Starting From
      1. Your Money Mindset
      2. What Is Your Relationship with Money?
      3. How Is Your Spending Contributing to Your Life?
      4. How Are You Using Your Time?
      5. Cultivate a Wealthy Money Mindset
    2. Chapter 4: Know Where You Want to Go
      1. Clarify Your Values
      2. Have a Vision for Your Life
      3. Follow a Money Philosophy
    3. Chapter 5: Getting What You Want
      1. Change Your Financial Behaviors and Habits
      2. The Habit of Spending
      3. The Habit of Saving
      4. Get in the Know
  7. Part III: Creating a Plan
    1. Chapter 6: Building a Lifestyle Budget and Spending Plan
      1. Dealing with Your Fear of Lifestyle Change
      2. Living the YOLO Lifestyle
      3. The YOLO Budget
    2. Chapter 7: Using the Purposeful Money Strategy to Spend and Save
      1. Dual Checking Accounts Method
      2. The Purposeful Savings Method
    3. Chapter 8: Improving Credit Use and Eliminating Debt Forever
      1. Credit Card Debt
      2. Using the Debt Avalanche Method
      3. Using the Debt Snowball Method
  8. Part IV: Taking Control
    1. Chapter 9: Creating a Purposeful Life
      1. Finding Happiness
      2. Increasing Your Awareness
      3. Organizing Your Finances
      4. Managing Your Time
      5. Having Better Conversations
      6. Improving Financial Relationships
    2. Chapter 10: Spending Rules
      1. Spending Mindfully
      2. Spend Less Than You Earn
      3. Pay Less for Every Purchase
      4. Spend on Loves, Not Likes
      5. Use Credit Purposefully
    3. Chapter 11: Living Mindfully
      1. Building Your Freedom Fund
      2. Don’t Quit Your Job
      3. Traveling the World
      4. Lending Money to Family and Friends
      5. Making Money with Money: Investing
      6. Protecting Your Legacy: Insurance
      7. Finding an Expert
  9. Conclusion
  10. Index
  11. EULA