About the Authors

A former finance executive and now a sociologist, Lois A. Vitt, Ph.D. has been a life-long advocate of personal financial education. She began her career in mortgage finance and worked her way to top-level positions with major Wall Street firms. She also has helped inner-city, Native American, and Caribbean populations to access business and home ownership opportunities. She is founding director of the Institute for Socio-Financial Studies in Middleburg, Virginia, where she directs research and consults about consumer financial education that works. She directed Personal Finance and the Rush to Competence: Financial Literacy Education in the U.S. for the Fannie Mae Foundation and Goodbye to Complacency: Financial Literacy Education ...

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