Chapter 4

The golden rules of the rich

The first three chapters have concentrated on some relatively simple changes you can make to ensure that, when you make a financial decision, you give yourself the very best opportunity to enjoy the very best possible outcome. We have looked at changing the way you go about taking ‘advice’, and ensuring you make your borrowing decisions knowing all you need to know about the true cost of the finance. Applying what you have learned will not be easy, as it requires you not only to change the way you think about money but, more importantly, to change your habits – habits that are not financially productive but comfortable all the same. Einstein’s definition of madness was: ‘… doing the same thing over ...

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