Top Ten Investments to Beat the Crunch!: Invest Your Way to Success even in a Downturn

Chapter 9. DiagnosticGrid

Having discussed why securing your financial freedom in later life is essential, and having also explained the types of investments we believe will provide you with a superior rate of return, the next step we will cover is how much you should be investing every month and in which asset classes, given your own unique set of circumstances. Obviously a person who is 50 years old, with no mortgage, children who have already completed their studies and are in the workforce, and a job in senior management will invest very differently from a 30-year-old with a young family and a large mortgage.

Before you can determine (a) how much money you can put away every month, and (b) how much money you are going to need in retirement, ...