About the Authors

Jeffrey Feldman is the Founder and Chief Executive Officer of XShares, a Registered Investment Advisor that specializes in the creation of Exchange Traded Funds. He is the cocreator of the TDX Independence Target Date ETFs which are operated in partnership with Amerivest, a subsidiary of TD Ameritrade. He serves as the Chairman of the Board of those funds.

Jeff has been on Wall Street for 40 years starting his career as a research analyst and then founded his own brokerage firm. In addition, he has taught economics as an adjunct instructor at several community colleges in New Jersey over the past 35 years.

Andrew Hyman is Vice President of Private Sector Advisors, Inc., a private consulting and investing company. He is coauthor ...

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