Introduction

Everybody has questions about money. The more questions you have, the more reluctant you may be to ask them.

That’s because there’s a myth in our society that some people are just naturally “good” with money. So naturally, everybody else must be “bad”—or, at least, dumb—if they’re not sure what to do.

The reality is, no one is born a money expert. Those who are “good” with money had to learn—by reading, asking questions, and consulting people who know more than they do. No one knows everything, and the only dumb questions are the ones you don’t ask.

When I have questions about money, I’m lucky enough to be able to consult some of the best financial minds in the country. I can call on financial planning legends such as Harold Evensky, ...

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