TRUTH 1 Credit cards
It isn’t uncommon for you to receive a notice for a credit card that seems to say that you’ve been preapproved (whatever that may mean) for a credit card that may provide you with a low interest rate, a high credit limit, and an incredible rewards program. In fact, it may promise just about anything. The truth is, the preapproval letter actually is just an invitation to apply for a credit card at an interest rate that will be determined later depending on your credit report and credit history.
When you actually receive a credit card after responding ...
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