About the Authors

John David “J.D.” Joyce has been advising clients with their investments since 1993 and was named a Top Financial Advisor in the United States by Barron’s in 2009, 2010, and 2011. He has assisted investors through their personal changes and various market cycles in his position as a financial and wealth advisor with the same major Wall Street firm throughout his career. Based on his experience success­fully guiding clients, he has developed unique and insightful strategies and recommendations to help investors achieve their financial goals. In addition, he is a Guinness World Record holder for consecutive hours swinging in a hammock, set while raising funds for multiple sclerosis research. J.D. is actively involved in his community and church, and when not working with investments, he enjoys reading, writing, studying politics, traveling, running, bicycling, and spending time with his family. He resides in Houston with his wife and two children.

Matt Joyce is a journalist and writer who has worked in the news business in Texas, Wyoming, Colorado, and New Mexico. He prefers to be outdoors, spending time with his family, enjoying music and sports.

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