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The Seven S.E.C.R.E.T.S. of the Money Masters by Peter Hirsch, Robert Shemin

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SECRET 7: Sense

It's Saturday night and you, a young woman, are at your favorite bar with a couple of your girlfriends. While you're waiting for the bartender to come back with another glass of wine, a great-looking guy strikes up a conversation. He's witty. He's charming. He's British, for heaven's sake, complete with the irresistible accent. You work in the same industry. You vacation at the same place. He's perfect. Your friends are forgotten as you continue to fall under his magic spell. Your friends signal that they're ready to leave, so you start to say goodbye, certain that he's going to ask for your number. Instead, he leans toward you, looks into your eyes and says, "I really, really like you. I think we've really got something here. Let's get married."

Does that make sense?

Your 11-year-old son comes home from school with a large rip in the left knee of his jeans. You just bought those jeans last week and they weren't cheap. You are understandably upset because his school doesn't allow students to wear clothes with visible patches and it's clear that there is no other way to fix that gaping hole. You ask him what happened. "Mom, it wasn't my fault," he begins. "I got off the bus and started walking home when a car pulled up beside me and a guy got out. He was wearing a black suit and sunglasses and he had a machine gun. He tried to grab me and make me go with him, but I ran away. He chased me down the street and he fired the machine gun at me, but you know how quick I am, ...

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