Acknowledgments

We'd like to thank our families for their continuous love, encouragement, and support while we traveled the world sharpening these principles. Additionally, our literary agent, David Hale Smith, has been a source of constant wisdom, as have the staff and editors at John Wiley & Sons, whose feedback has been invaluable. Also, Josh Spivey of Lisert Financial in Dallas, who understands economic trends as well as anyone we have worked with and was a source of nonstop education for both of us. Last, Susan McDonald, who helped us turn these thoughts and stories into coherent words on the pages you're reading.

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