Introduction
Bill Gates and Warren Buffett are probably not stressing about their retirement income—but many Americans are. Study after study shows that they are not on track to support themselves in retirement and are behind their parents at the same age. Yet, most Americans spend more time researching which flat screen TV to buy than planning for retirement. Like Scarlett O’Hara in Gone with the Wind, they choose to “worry about that tomorrow.”
I can guess some reasons why you might put off dealing with your retirement: it’s not fun, it takes a long time, it’s complicated, it’s difficult, it’s confusing—it’s all the above! I sympathize. Really I do. But I don’t believe it’s any of those things. Well, OK, perhaps your version of fun is a little ...
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