Saving Layers
To retain layers for future editing, save your document in either PSD (Photoshop) or TIFF format. Both formats preserve your layers. Saving in PSD format preserves layers, layer settings, adjustment layers, blend modes, Smart Objects, Smart Filters, and layer comps.
If you need to create a second version of a document in a format such as JPG, use the Save As command to select that format. This way, you’ll end up with two copies: the layered version (some might call it the master copy) that you can continue to edit, and a flattened version in a different format.
I always save my layered files as PSD files for one simple reason: When I look in a folder full of files, I can tell at a glance which files include layers and which do not. ...
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