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27.1. Obtaining Errors and Omissions Insurance

Even producers who take all reasonable clearance precautions occasionally miss something. There are also cases in which a rights owner makes a meritless claim against a producer. Errors and omissions insurance, or E&O insurance, protects you in those circumstances. E&O insurance is called by a number of other names including media liability insurance, media peril insurance, and producer’s liability insurance.

E&O insurance is a distinct type of insurance in the entertainment industry. It differs from cast insurance, workers compensation, and general liability insurance. The types of suits covered ...

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