ACKNOWLEDGMENTS

Years of experience have brought me to the point where I could write this book—not only my own experiences, but also the generously shared knowledge of true experts in their own fields. In this era of instant access, I urge you to visit their web sites to learn more about their concepts and services.

This book relies heavily on the Monte Carlo analysis tools that Dr. Sam Savage of Stanford University made understandable for me. What a surprise to find we shared not only the same last name but also the same fascination with the possibilities of numbers. I highly recommend his web site (www.drsamsavage.com), which will walk you through the concept. And I hereby predict he will follow Dr. William Sharpe in receiving a Nobel Prize one day for his work in this field.

And speaking of Dr. Sharpe, my sincere thanks to him for allowing my readers a free, one-year trial to FinancialEngines.com, the web site he created to offer Monte Carlo analysis to individual investors through corporate retirement plans. (The free access comes through the special link on the home page of www.TerrySavage.com.) And special thanks to Asma Emneina at Financial Engines, for being so helpful in facilitating the connection.

Communicating the importance of long-term care insurance has become my passion, as I hope to save my girlfriends from being bag ladies in our old age. (And men, too.) Sincere thanks to Murray and Brian Gordon of MAGA Ltd. (www.magaltc.com), who have been my constant guides through ...

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