Acknowledgments

If you learned a lot from this book, don't thank me. Rather, thank my readers and sources, who have provided me with a wonderful financial education. Over the past quarter-century, many academics and many financial advisers have generously shared their time and their ideas with me—and many readers have called and written, telling me which of those ideas make sense.

My appreciation goes to colleagues Andy Sieg and Karen Damley, who championed this book, and to Jeff Fahs, David Glotzer, Alex Samuelson, and especially Ian Sandler, who took on the tedious task of reviewing the manuscript. What can I say? No pain, no gain.

Thanks also go to Wiley's Pamela van Giessen and Emilie Herman for their enthusiasm and their many ideas. This is the third book I've worked on with my incomparable agent, Wes Neff, and he once again delivered, offering his usual wry humor along the way.

I love writing. To me, there's something profoundly relaxing and satisfying about ripping off a first draft and then working and reworking the material, striving to polish the paragraphs and make the sentences sing. Indeed, writing is among my favorite activities, ranking right up there with drinking coffee in the early morning, running in the rain, bicycling at reckless speeds, napping after lunch, dining out with friends and sipping wine late at night.

But while these other activities can be done with others, writing is a solitary endeavor. Maybe that's why authors often heap thanks on their family. Time ...

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