1. Taken from Craig S. Stern, “The History, Philosophy, and Principles of Pharmacy Benefits,” Journal of Managed Care Pharmacy, Vol. 5, No. 6, 1999, pp. 525–531.

2. In re Union Pacific R.R. Empl. Practices Litig. 479 F.3d 936 (8th Cir. 2007).

3. http://www.benefitresource.com/uploads/file/ppt_page_otc_05_2010.pdf.

4. Craig S. Stern, “Worker’s Compensation Pharmacy Vendor Contracts,” Healthcare Savings Chronicle, Vol. 5, No. 4, April 2007.

5. Ibid.

6. Ibid.

7. www.doh.gov.uk/generics/oxera_report_a7.htm

8. (a) mckessonawpsettlement.com/PDFs/AmendedSettlementAgreemt.pdf.

(b) online.wsj.com/article/SB124467803957704253.html.

(c) www.firstdatabank.com/download/pdf/FinalJudgment.pdf.

(d) www.pharmacychoice.com/resources/cdr/060309.cfm.

9. Deficit ...

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