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The Good Retirement Guide 2013, 27th Edition by Frances Kay

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Chapter Three

Pensions

What looks like tomorrow's problem is rarely the real problem when tomorrow rolls around. JAMES FALLOWS, QUOTED ON THEMOTLEYFOOL.COM

‘Work harder and longer… for less.’ This message (or words to this effect) has been a familiar headline across the media regularly over the past year or more. Hard times ahead, we might think. Much continues to be written on the ‘UK pensions crisis’ with warnings of great hardship for many up-coming retirees. But surely there must be some green shoots or signs of optimism somewhere? Let’s look back at history for a moment: when the state pension of five bob a week (25p) was introduced by Lloyd George in 1909, it was awarded to the needy – but only those who were deemed to be of ‘good character’ ...

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