· Chapter Three ·

CREATE YOUR OWN SECURITY

Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure.

Life is either a daring adventure, or nothing.

—HELEN KELLER

Michael worked for 30 years at the same company before retiring at 55. Over the decades, he worked his way up from his entry-level job to management and never considered looking for another job or moving to a different company. He never really needed to; over time, there were enough opportunities where he was to move up, increase his salary, and build a nice nest egg with his company-funded pension. Why go elsewhere?

Kieran is in his 40s. He’s a partner in a ...

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