Volume 3

Editor-in-Chief

Gerard Caprio Jr.

Williams CollegeWilliamstown, MA, USA

Editors for this volume

Thorsten Beck

CentER and European Banking CenterTilburg University, The Netherlands and CEPRLondon, UK

Stijn Claessens

International Monetary Fund, Washington DC, USA, University of Amsterdam, AmsterdamThe Netherlands, and CEPR, London, UK

Sergio L. Schmukler

World BankWashington, DC, USA

Associate Editors

Thorsten Beck

CentER and European Banking CenterTilburg University, The Netherlands and CEPRLondon, UK

Charles W. Calomiris

Columbia UniversityNew York, NY, USA

Takeo Hoshi

School of International Relations and Pacific StudiesUniversity of California, San Diego, CA, USA

Peter J. Montiel

Williams CollegeWilliamstown, MA, USA

Garry J. Schinasi ...

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