About the author

Born in Liverpool in 1966, Andy Bell was educated at Rainford High School and then went on to study at Nottingham University. He graduated with a first-class degree in Mathematics in 1987 and subsequently joined a large insurance company as a trainee actuary.

Somewhat disillusioned with the financial services industry, Andy took a sabbatical in 1990, which lasted for three years on and off, to coach football and tennis (of a fashion) in America, followed by an extended period of travel and growing up.

When Andy returned to the UK, he resurrected his actuarial career and qualified as a Fellow of the Institute of Actuaries in 1993, while working at a small actuarial consultancy.

AJ Bell was established in 1995 by Andy Bell and ...

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