Advance Praise for The Debt-Free Spending Plan

“A riveting debt-breakthrough and a great read. In the world of debt-free living, this book is a trailblazer!”

—Stephen Dover, International Chief InvestmentOfficer, Franklin Templeton Global Advisers

“The Debt-Free Spending Plan offers real-world, practical, and pragmatic advice to help those struggling to balance their cash inflows and outflows. In minutes each day and without a lot of technical mumbo-jumbo, JoAnneh teaches us to set goals, stop racking up debt, and create long-lasting financial security. I loved reading this book and will recommend it to many in need of its wisdom!”

—Mary Crawford, Professor, Stanford ContinuingStudies Program, Values-Based Life & WealthPlanning and Twenty-First ...

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