To Peter Karoff, whose gift to me of his question “what about a family’s spiritual capital” inspired this book, thank you

To Jacqueline Merrill, who put her arm through mine, thank you.

—Jay Hughes

To my mother, whose spirit of giving and receiving well I have internalized. Thank you.

To my wonderful son, who teaches me how to give and receive wisely. Thank you. May you continue to flourish.

To Nancy Lundy and my dear friends: I treasure your gifts of friendship. Thank you.

To my family: thank you for being there.

—Susan Massenzio

To my family,

To my friends,

And to my loving partner, who is the greatest gift of all.

—Keith Whitaker

To Anne D’Andrea, the fourth author of this book: without your contributions to our collaboration this book would ...

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