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The Complete Idiot's Guide to Long-Term Care Planning by Marilee Driscoll

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Appendix F
Glossary
accelerated death benefit An optional benefit on many life insurance policies. It lets the insured get the insurance death benefit before he or she dies. In order to get this benefit, you must meet the terms of the contract. For example, the contract may require that you are expected to live less than six months, or that you are permanently confined to a nursing home.
adverse selection Describes the fact that people who are at the highest risk for an event are more likely to apply for insurance protection.
assets Any property of value. An asset may be tangible, which means that it has a physical form, such as a home. Or an asset may be intangible, such as an annuity contract or a savings account. In order to qualify for many ...

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