About the Authors

Ray Lucia is one of the nation's leading authorities on financial, tax, and retirement planning. An author, radio-TV personality, keynote speaker, entertainer, and Certified Financial Planner, he is highly qualified to render expert advice to individuals and businesses in all areas of financial planning. Over the course of his 36-year career in financial services, Ray Lucia has helped thousands of individuals invest billions of dollars utilizing his Buckets of Money retirement strategy.

He's a nationally renowned and sought-after speaker on subjects such as Social Security, pensions, investments, asset allocation, and taxes. He has trained thousands of advisors and has addressed public audiences all across the country with long-time friend Ben Stein. Unlike many pundits or other radio, print, and television financial journalists, Ray Lucia, CFP has actually built one of the most successful retirement planning organizations in the country. His vast knowledge and practical experience sets him apart from most of his peers.

Ray Lucia and his radio Brain Trust (Rob Butterfield, JD; Rick Plum, CFP; and John Dean) field questions on the nationally syndicated Ray Lucia Radio Show, which airs daily from noon to 3 P.M. EST in many of the top markets nationwide. It's been called "the most informative and entertaining show on the radio." Ray Lucia is also a TV personality with both a local (San Diego) and national presence. He has appeared on the FOX News Channel, FOX Business, ...

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