Acknowledgments
My family has been the heart and soul of my company, and the inspiration behind my professional pursuits since I went into the financial services industry almost 40 years ago. It is to them—and also to our extended family of friends, associates and advisors we have been graced with through the years—that this book is dedicated.
I would like to express my deepest gratitude and enduring love to my wife of 37 years, Jeanne, who has been by my side for all the best moments of my life. Jeanne is the matriarch of the family, who has nurtured it through the generations with her grace and kindness.
To my eldest son, Ray Jr., who recently became President and CEO of RJL Wealth Management. While I'm proud to have founded Raymond J. Lucia Companies, a very successful investment management and financial planning firm, I'm even more proud of Ray Jr's leadership, his accomplishments, and his potential to guide RJL Wealth Management toward a bright and prosperous future. In his hands, and under the direction of his brilliant mind, he will be more than a custodian of my professional legacy, he will be an innovator that will shape the industry for generations to come.
To my children, Alana and Dom, who work alongside me every day. Their choice to join my company gave me the proximity to my kids that other parents can only dream of. And to my daughter, Niki, who inherited the artistic aspect of her father's genetic code; her passion and creativity are inspiring.
To my big brother, Joe, ...
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