The Buckets of Money® Retirement Solution: The Ultimate Guide to Income for Life

Foreword

Try this on for size. You are having a test for the first 40 or so years of your work life. The test is on the subject of financial planning and getting your retirement right. If you pass the test, you get to live in a lovely home on a golf course or overlooking the lake, and you get to spend your days looking for your ball in the rough. At night you get to eat anywhere you want and then have a comfortable, secure, and restful sleep. You get to give money to your kids and grandkids and give them a leg up in life. You have the best medical care money can provide (Medicare is nowhere near comprehensive or free, by the way.) You cheerily and effortlessly pay your bills as they arrive. And you get to have the feeling you did something smart with your life. That's door one.

If you fail the test, you get to live in modest, cramped, noisy quarters. You get to worry about whether your wife is safe walking home from the Safeway. You get to feel sick when the monthly utility bill comes in the mailbox. You get to have to avoid creditors and juggle debts. You cannot sleep from fear and worry. And there is someone you cannot look in the eye when you get up in the morning and brush your teeth: yourself, because you know you screwed it up big time, this one and only life of yours. That's door two.

Which outcome would you like?

If it's door one, you would do well to take this book you now hold in your hands and take it to the cashier and buy it, go home, and start reading it and keep on until ...