Calculating the Costs and Risks of a Nine-to-Five Job

Think a home business means taking on a lot of risk? Chances are, if you are currently employed in the United States, you are taking on more risk than you realize.

As an employee, you expect to give up your ability to call all the shots and control your workflow and schedule in exchange for security. Most of us like to believe that if we do good work, we will always have a job. For most Americans who are not self-employed, the control that they give up to attain that security is substantial. Here are some basic realities of being an employee:

  • You are told when to come in to the office and when to leave.

  • You are told what to do and (in many cases) when to do it.

  • You are told who to work with—whether ...

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