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Sort Out Your Money by Infinite Ideas

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1. Face your credit card demons

‘There’s no question that a credit card is an expensive way to do borrowing. I would not recommend to anyone that they chronically borrow on a credit card.’

MATTHEW BARRETT, former chief executive of Barclays Bank

Awash in credit card debt? Here are some strong pointers for how you can manage your way out of financial trouble.

As a nation we are carrying more on our credit cards and mortgages than any previous generation. Many of us owe between six and twelve times our household’s annual income. Somewhere along the line, we’ve succumbed to the delusion that owing money is sophisticated. And, of course, it’s getting ever easier to pile up the debt. Credit card companies seem to fall over themselves in their ...

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