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Soldier of Finance by Jeff Rose

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WEEK 7

DESTROYING THE ENEMY—PAYING OFF DEBT

Debt is your enemy. When you want something more than anything in the world and the only way you can get it is to set up a payment schedule, debt seems like your friend. But it's not. Debt is your enemy. It robs you of the resources to invest. Fortunately, I learned that lesson through a 1998 champagne-colored four-door Chevy Lumina sedan.

What I wanted more than anything was a sexy car. Ideally, that would be a BMW sports car. When I first moved back to Illinois to attend junior college, I got as close as I could with my budget—a red ’96 Pontiac Grand Am. It was the first car I was responsible for ...

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