In This Chapter
Timing your application for benefits
Knowing where to go to apply
Finding out what’s required to apply
Discovering how and when your payment will arrive
Applying for Social Security benefits is a big step, but it can be a smooth one if you know what to expect. In this chapter, I tell you what you need to know to file — the when, where, and how of it. Whether you’re applying for retirement benefits based on your own work record or you’re applying for survivor benefits on behalf of a dependent child, you find the information you need to apply. I end the chapter with information on how and when you can expect your payments to arrive.
The Social Security Administration (SSA) generally recommends that you apply for a benefit three months before you want to receive it. Applying for Social Security can be a process rather than a quick event.
Starting your application without having all your supporting documentation assembled is perfectly normal. Plus, keep in mind that the SSA already may have ...