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Social Security For Dummies, 2nd Edition by Jonathan Peterson

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Chapter 5

Signing Up for Benefits

In This Chapter

arrow Timing your application for benefits

arrow Knowing where to go to apply

arrow Finding out what’s required to apply

arrow Discovering how and when your payment will arrive

Applying for Social Security benefits is a big step, but it can be a smooth one if you know what to expect. In this chapter, I tell you what you need to know to file — the when, where, and how of it. Whether you’re applying for retirement benefits based on your own work record or you’re applying for survivor benefits on behalf of a dependent child, you find the information you need to apply. I end the chapter with information on how and when you can expect your payments to arrive.

When to Apply for Social Security Benefits

The Social Security Administration (SSA) generally recommends that you apply for a benefit three months before you want to receive it. Applying for Social Security can be a process rather than a quick event.

Starting your application without having all your supporting documentation assembled is perfectly normal. Plus, keep in mind that the SSA already may have ...

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