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Shortchanged by Howard Karger

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Credit, the problem and solution to all of life’s problems.–Vista Cars & Trucks, Houston, Texas

9The Fringe Auto Industry

Owning a car has become a necessity in many American cities. In particular, many of the post-World War II car-based cities of the Midwest, Southwest, South, and West Coast have notoriously poor public transportation—fewer than 5% of U.S. roadways are served by public transportation. Having a reliable vehicle is important for getting to work on time, for picking up children in day care, for shopping at the lowest-priced stores, for visiting friends and family, and for finding employment. Vehicle ownership is also fertile ground for all types of fraud, from used-car purchases to auto title pawns, and even to tire rentals. ...

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