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Shortchanged by Howard Karger

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Who would ever believe that the best way to sell a house fast is to call a caveman? You heard right! Introducing Ug, a caveman that buys houses in any condition. And Ug has experience. He’s been buying caves, I mean houses, for a million years.–HomeVestors radio commercial, 2005

8Real Estate Speculation and Foreclosure

We are bombarded with television, radio, and print ads telling us that real estate speculation is the easiest way to get rich. Testimonials like “I’ve gone from a negative net worth to $1,500,000—our cash flow is over $300,000 a year” abound. Remarkably, these people were able to get rich with “no money down” and using the creed of the savvy investor: buying with OPM (“other people’s money”).130

As with most entrepreneurial ...

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