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Shortchanged by Howard Karger

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41

Money can’t buy you love, but a credit card can get you started.–Robert D. Manning, Credit Card Nation

4The Credit Card Industry

A profound revolution is taking place in the way we are meeting our financial needs. Although it is occurring largely off the radar screen, this change represents a fundamental shift in how a growing number of us access financial services and manage our day-to-day money matters. The basis of this revolution is the widespread expansion of credit.42

Credit is the cornerstone of the modern U.S. economy. We can use it as a cushion for unexpected medical expenses, car repairs, the replacement of an appliance, an emergency family loan, or a trip to visit ailing or dying relatives. It is also a bridge between real household ...

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