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Shortchanged by Howard Karger

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17

Our customer base is very large, diverse, and rapidly growing–it’s really mainstream America. –ACE Cash Express, 2004 Annual Report

2Why the Fringe Economy Is Growing

The almost exponential growth of the fringe economy during the mid-1990s was baffling, especially since real incomes were rising and the numbers of people in poverty were dropping. Nonetheless, many factors came together to foster the phenomenal growth of the fringe economy, including the rise in numbers of America’s working poor, welfare reform, high levels of immigration, the growth of the Internet, the increased financial stress that slow wage growth and the rising cost of necessities placed on the middle class; and liberal federal banking laws. In simple terms, a major ...

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