Shari'ah Non-compliance Risk Management and Legal Documentations in Islamic Finance

Acknowledgments

I would like to express my profound praise and thanks to Allah Almighty the Merciful; the Compassionate, Who enabled me to finish this book. I would like also to express my warmest greetings, appreciation, and thanks to Maybank Islamic for their kind support and co-collaboration in this research. A special thanks is extended to the chairman of the board of directors, Dato’ Seri Ismail Shahudin, for his wise direction and management, along with the other board of directors of Maybank Islamic. A special thanks to the CEO of Maybank Islamic, Mr. Muzaffar Hisham, for his strong support and commitment. A special thanks to the team of Maybank Islamic, who help me through their useful comments, advice, and support, especially Mr. Ramadhan Fitri Ellias, head of Sharī`ah Management; Mr. Mod Rusdi Che Yusof, head of Compliance and Review; Mohd Fikri Abd Ghapar, head of SME/BB; Ezry Fahmy Eddy Yusof, from Sharī`ah advisory; Rosmayati Ismail, head of Transaction Management; and others. I also would like to express my appreciation to the Association of Islamic Banking Institutions Malaysia for granting me the permission to publish its legal documents in this book. I hope that this book will be a significant contribution to the Islamic finance industry in the area of Sharī`ah compliance, Sharī`ah audit, Sharī`ah review, and legal documentation. I have to note here that the opinions expressed in this book represent the opinions of the author and not of Maybank Islamic.