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Save Your Retirement: What to Do If You Haven’t Saved Enough or If Your Investments Were Devastated by the Market Meltdown by Paul B. Brown, Frank Armstrong

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Chapter 15What to Do the Moment You Stop Reading

Having read to the end, you now have a wealth of options for rescuing your retirement and a number of things to think about, beginning with whether you actually want to retire at all.

What should you do first? Our suggestion is to take one last look at the amount of money you think you will need in retirement—it might be less than you believe. We aren’t necessarily talking about cutting back on the number of times you plan on going out to eat, the rounds of golf you think you are going to play, or the elaborate trips you plan to take.

Instead, we’re thinking about your day-to-day expenses—things you think are fixed costs, but might not be. For example:

1. Call the people who hold your mortgage ...

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