Chapter 4Before You Begin Your Rescue Efforts: Things to Do to Make Sure You Don’t Make the Situation Worse

Okay, you have thought about everything we talked about in Chapter 3, “Maybe You Don’t Want to Retire,” and have decided retirement is indeed in your future. You might have a fixed date in mind (“I am quitting in two years”), or it might be more amorphous (“probably a couple of years after the ‘baby’ gets out of college, I’m going put in my retirement papers”). In either case, you can imagine a point where you will stop working. Great.

We know you want to get to the good stuff, such as the part where we tell you exactly how much money you will need to save to have the kind of retirement you want, but bear with us. The things we are going ...

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