Appendix A

The Ruff Times Newsletter

Do not run out and execute the market recommendations in this book as soon as you read it. We have a very dynamic economy, and time can change things. Some recommendations may be good ideas for which the right time has come and gone or the propitious time has not yet arrived. Throughout 2004 I will provide a brief, free update of any recommendations that may have changed since this book was written. You can get this update by calling 1-801224-3660 between 8:00 A.M. and 5:00 P.M. MST (e-mail howard@rufftimes.com).

The best way to keep up with things is to subscribe to The Ruff Times, which is written every three weeks, as I track all these recommendations very closely.

WHAT YOU GET

The Ruff Times has several specific departments.

The Markets

I track the stock market, looking for that elusive day when you can throw darts at The Wall Street Journal and invest in the holes and make money. I also follow gold and silver very closely because I believe their time is coming again—perhaps soon, if it is not here already. I also track very carefully the trends in interest rates, as this affects your total return on safe, interest-bearing investments such as bonds. Actually, despite my reputation as a gold prognosticator, my track record on interest rates is better.

Investing for Income

There are lots of above-average returns just waiting to be discovered. I will dig them out for you. This will help you take the compounding route to prosperity, as described ...

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