12. Putting It Together

By this point, your head is probably spinning. You’re thinking to yourself, what is this guy talking about? He’s giving me a piece of data here, you mutter, another over there, but all I really need is a quick and easy formula along with a user’s manual; something that will make tumultuous financial markets click into focus.

Believe me, I feel your pain (and that is more than just words). You’re going through exactly what I suffered when I began trying to read the market’s mind decades ago. Because I wasn’t just managing my own finances but was responsible for the retirement savings and financial well-being of thousands of clients, I knew that I had to find a way to address that confusion. The methodology that I have ...

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