Preface

The arrival of this book and its message, I suspect, could not have been better timed. We’re more than two years into this great recession, and many of us are more confused than ever about our personal finances. With the financial and employment landscapes evolving before us, it’s difficult to return to the old, prescriptive advice we’ve grown accustomed to. Emotionally, we’ve got a lot going on; we’re angry, hurt, confused, and we’ve lost confidence. Our emotions have (and continue to) run high. By now we recognize that we need to change our ways, but not in a knee-jerk, reactionary way. After all, economic volatility is cyclical and will likely return in a new form in the near future. What’s needed is advice that doesn’t just stem from ...

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