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Property and Casualty Insurance License Exam Cram™ by BISYS Educational Services

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Chapter 12. The Businessowners Policy

Terms you'll need to understand:

  • Building coverage

  • Business personal property

  • Tenants improvements and betterments

  • Debris removal

  • Collapse

  • Business income coverage

  • Extended business income coverage

  • Extra expense coverage

  • Increased cost of construction

  • Dependent properties

  • Personal and advertising injury

  • Utility services

  • Protective safeguards

  • Hired autos

  • Nonowned autos

  • Coverage territory

Concepts you'll need to master:

  • Eligible occupancies

  • Ineligible risks

  • Covered causes of loss

  • Additional coverages

  • Coverage extensions

  • Optional coverages

  • Employee dishonesty

  • Mechanical breakdown

  • Internal or inside limits

  • Who is an insured

  • Civil authority actions

The Businessowners policy (BOP) is a commercial package policy that provides property and liability ...

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