Personal Financial Planning, Fourth Edition

Index

A

alternative assets, 118

annuitants, 166, 237

annuities, 28–31, 237

annuity due, 28

annuity in arrears, 28, 29

anticipated endowment policies, 167

APR (annual percentage rate), 59

arithmetic mean return, 121

assessable income, 196–197, 198

asset allocation, 124, 125, 134, 230–231, 277, 280, 282

assets

types of financial investments, 15–16

liquid assets, 15, 37–49

personal properties, 16

real properties, 16

average daily balance, 77, 81

average return measure, 120

average tax rates, 194

B

balance

actual balance, 41

eligible balance, 40–41

minimum balance, 39, 49

balance sheet, 14–17

balloon payment, 93

bank overdrafts, 53

beneficiaries, 188

benefits charge, 178

benefits-in-kind, 203

bonds, 34

bonuses, 189

C

car dealers, 89–91

car purchase, ...